Understanding Credit & Loans

Learn how credit works and strategies to improve your credit score.
How Credit Works
This course explains what credit is, how it’s used, and why it’s important for financial health. Par...
How Credit Works
Building and Maintaining a Good Credit Score
This course provides strategies for improving and sustaining a healthy credit score. Topics include ...
Building and Maintaining a Good Credit Score
Choosing the Right Loan for Your Needs
This course explores various loan options—personal loans, auto loans, student loans, and mortgages. ...
Choosing the Right Loan for Your Needs
How to Compare Loan Offers and Lenders
This course teaches participants how to shop for the best loan terms by comparing lenders’ interest ...
How to Compare Loan Offers and Lenders
Understanding Secured vs. Unsecured Loans
This course covers the differences between secured loans (backed by collateral) and unsecured loans ...
Understanding Secured vs. Unsecured Loans
Strategies for Managing and Repaying Debt
This course helps participants develop a plan for reducing and eliminating debt. Topics include prio...
Strategies for Managing and Repaying Debt
Understanding Interest Rates and Loan Costs
This course explains how interest rates, annual percentage rates (APRs), and fees affect the total c...
Understanding Interest Rates and Loan Costs
Credit Cards as a Financial Tool
This course teaches participants how to use credit cards responsibly to build credit, earn rewards, ...
Credit Cards as a Financial Tool
Refinancing and Consolidating Loans
This course explores the process of refinancing or consolidating loans to secure lower interest rate...
Refinancing and Consolidating Loans
Credit and Loan Red Flags
This course focuses on identifying and steering clear of predatory lending practices and financial s...
Credit and Loan Red Flags